Bitcoin Debit Card sounds charming, doesn’t it? In the 21st century people use cash less and less. Especially now when digital currencies are getting so popular that some us may substitute fiat currency with more advanced bitcoin or other altcoins. However, the rest of the world may not be advanced at the same level. In this case in order to pay for some service or item in crypto, one will need to exchange it firstly to USD or EUR and only then be able to make a payment. Sounds a bit complicated.

Nevertheless, if there are customers willing to pay in BTC, there should be merchants ready to accept this type of currency. And this point we would like to introduce you to the world of bitcoin debit card. This type of cards is real and are getting widespread since 2015. Of course they are not as popular as more common fiat currencies cards yet. But who knows, the situation might change completely in a few years.

If you are progressive and forward-looking, you may want to start using crypto debit card now.

  1. CoinsBank

  • Card Type: MasterCard & VISA
  • Supported Currency: BTC, LTC, USD, EUR, GBP, RUB
  • Mobile App: Yes (Android and iOS)
  • Anonymous: Yes
  • Physical: Yes
  • Virtual: Yes
  • Advantages: Real-time conversion; Daily cashback bonus
  • Disadvantages: free shipping only for premium users; complex and not transparent ownership.

CoinsBank is a financial institution, as well as a secure online platform for buying, selling, transferring, and storing cryptocurrencies. It offers an option for both buyers and sellers of bitcoin. Using bitcoin in whatever way is as simple as tapping on a button. CoinsBank is aiming to create an open financial system for the world and to be the leading global brand for helping people to operate with cryptocurrencies and use them for the needs of daily lives.

Your Debit Card and CoinsBank Wallet are perfectly united. Simply add bitcoins to your wallet and the card is ready for use. Whether you prefer to shop online or visit your local store, the card is accepted worldwide.

Coinsbank currently works with the following cryptocurrencies:

This platform is very selective when it comes to the currencies that it will support. There are many different factors that determine whether or not CoinsBank will support a certain currency, and if all the CoinsBank criteria is met by the particular currency, it will be added. So keep an eye out for your favorite crypto and fiat currencies, as they may be added.

Deposit Fee (USD, EUR, GBP)
from 20 up to 5000 3% + 9.95


  1. Wirex

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP, BTC, LTC, ETH, XRP
  • Mobile App: Yes (iOS, Android)
  • Anonymous: No
  • Physical: Yes
  • Virtual: Yes
  • Advantages: Instantly convert and spend your crypto (Bitcoin, Litecoin, Ethereum and Ripple); Cryptoback
  • Disadvantages: registration is not anonymous; long waiting for registration (up to 3days).

Wirex  is a provider of cryptocurrency wallets linked to physical and virtual Visa debit cards, as well as cryptocurrency and traditional currency exchange and payment solutions. The company has offices in London, Singapore, Tokyo, Delaware, Toronto and Kiev.

Wirex achieved $1 billion of transaction volume in 2017. In April 2018, Wirex announced contactless debit cards and became the industry’s first major wallet and card provider to add new Litecoin functionality

The only place to buy, store, exchange and spend your crypto and traditional currency in-app or on desktop. You can easily spend your virtual coins like traditional money, in shops, restaurants, on public transport, ATMs and online. It also provides 0.5% crypto cashback whenever you do in-store purchases.

Account management Maximum card balance ATM

(in Europe)


(outside Europe)

£1.00/€1.20/$1.50 per month £7500/€8000/$10000 £1.75/€2.25/$2.50 £2.25/€2.75/$3.50
  1. Cryptopay

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP, BTC, ETH, LTC and XRP
  • Mobile App: Yes
  • Anonymous: No
  • Physical: Yes
  • Virtual: Yes
  • Advantages: Low commission; Free worldwide delivery; Chip & Pin cards are available.
  • Disadvantages: not anonymous, as your name and email ID are required for registration; only EU citizens; higher prices.

Cryptopay was founded in 2013 as a wallet and payment platform where merchants and consumers can make transactions with each other while also being backed by the new bitcoin payment protocol.

Here you can receive, store, exchange, and send BTC, ETH, LTC and XRP; buy and withdraw cryptocurrencies to your personal SEPA bank account; buy Bitcoins, Litecoins, Ethers and XRP with a bank card; order a plastic or virtual prepaid card; and even open a corporate account and accept bitcoin payments from your customers.

No ID verification is required to order your Cryptopay Bitcoin debit card, but it is not anonymous, as your name and email ID are required for registration. And free worldwide delivery is within 3-10 days.

Card Price Worldwide delivery Domestic ATM Transaction International ATM Transaction Monthly service fee
€15.00   £15.00 $15.00 Free €2.25     £1.75 $2.50 €2.75     £2.25 $3.50 €1.00     £1.00 $1.00


  1. UQUID

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP, BTC, ETH, XRP, LTC and much more
  • Mobile App: Yes
  • Anonymous: No
  • Physical: Yes
  • Virtual: Yes
  • Advantages: highest Bitcoin market price while converting your BTCs into GBP, EUR, or USD; Unlimited ATM withdrawals
  • Disadvantages: Unavailable for US residents

UQUID provides a multi-cryptocurrency debit card issued by a UK-based company. It supports more than 40 cryptocurrencies: Bitcoin, Ethereum, Ripple, Litecoin, Monero, Dash, Augur, MaidSafeCoin, Steem, and Dogecoin, etc.

You can link it directly to your bitcoin wallet and keep your money protected. And the UQUID account help you loading money into your card, keep track of your spending and balance.

Bitcoin debit card can be used whether you’re home or away, at any time of day or night, so there’s no need for cash. Wherever you use Bitcoin debit card, you are fully protected.

Your card can be shipped free to 178 + countries with no extra fees. It reaches to you within 2-3 working days.

Card Ordering Usage  Domestic ATM Transaction International ATM Transaction Withdraw Fee 
$16.99/€14.99/£9.99  $1 per month  $2.50/€2/£2.00 $3.00/€2.5/£2.00 3% per transaction


  1. SHIFT

  • Card Type: Visa
  • Supported Currency: USD, BTC
  • Mobile App:
  • Anonymous: Yes
  • Physical: Yes
  • Virtual: Yes
  • Advantages: no maintenance fee, no Bitcoin conversion fee.
  • Disadvantages: does not have its own wallet; available only for US

The Coinbase Shift card is a popular card in the USA which deducts balances directly from BTC, LTC, BCH, and ETH wallets. Only one cryptocurrency wallet can be tethered to the Shift card that’s accepted by over 38 million Visa-accepting merchants worldwide. The card costs $10.00 to order and has a 0 percent BTC to USD conversion fee. Domestic ATM withdrawals are $2.50 while international ATM withdrawals are $3.50. Shift cards can be connected directly with Coinbase, but also can be linked with a Dwolla account as well.

Visa cards generated by Shift, both physical and digital, provide full access to the best known payment network in the world.

Card Ordering  Maintenance Domestic ATM withdrawals International ATM Withdrawals International transaction fee 
$10 Free $2.50 $3.50  3%


  1. Xapo

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP, BTC
  • Mobile App: Yes
  • Anonymous: No
  • Physical: Yes
  • Virtual: Yes
  • Advantages: high level of security; strong capital structure.
  • Disadvantages: not available in the U.S.


Xapo provides the tools you need to purchase bitcoins, then manage them through our easy-to-use online wallet, or store them in Xapo’s free, ultra-secure Vault. This platform is incorporated in Hong Kong , has an office in Palo Alto, California and operates Worldwide.

The company offers a popular cryptocurrency debit card that can be used online, at local stores and at ATMs to withdraw cash. The card is assured by VISA’s worldwide reliability and available with USD, EUR and GBP default currencies.

The card arrives within 10 to 25 days depending on the distance. Standard shipping is free, for an extra 55 USD DHL expedited shipping delivers the cards just within 7 days. Xapo services 129 in total including most countries in Europe, South-America and Asia, even China.

Unverified users may spend 2500 USD online and withdraw 1 000 USD cash maximum. Even unverified users must provide certain personal information, like name, email, phone number, country and date of birth.

The company charges €2.25 for ATM withdrawals, and PoS transactions are free. Xapo transfers have real-time conversion and users only pay bitcoin network fees for the card that’s also issued by the firm Mychoice. Xapo cards have no annual fees, and a 3 percent foreign exchange fee is applied for those types of purchase. Xapo cards are not available in the U.S.

Debit card cost Annual fees Foreign exchange fee Domestic ATMs International ATMs
$20 Free for the first year, then $12 3% 2.5 USD 3.5 USD


  1. WageCan

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP
  • Mobile App: Yes (iOS)
  • Anonymous:
  • Physical: Yes
  • Virtual: Yes
  • Advantages: Available for USA and many other European countries; Over 30 million ATMs worldwide, bonus program.
  • Disadvantages: Expensive card issuance fee; the website is not intuitive.

WageCan is a Taiwanese company that is providing blockchain based payment solutions since 2014. The company has been incorporated in Hong Kong and they also provide their registration number on the website.

WageCan provides a blockchain based payment solutions. Freelancers can benefit from the low fees, international workers can access oversee ATM cash withdrawals without owning bank accounts and cryptocurrency miners can receive earnings directly to their bitcoin debit card.

The cards from WageCan can be used for online shopping, point of sale purchases at local shops and for cash withdrawals at over 30 million ATM worldwide in 200+ countries. They also support cloud services.

Clients can order multiple cards in multiple currencies in whatever combination that suits their needs. They can order one for work and one for personal usage or even possible to order new card for any new freelancing jobs, clients can decide. Physical and virtual cards are both available at WageCan.

There are two pricing plans are available for WageCan bitcoin debit cards. Clients can choose from the Silver Card and the Universe Card. The company is also running a bonus program. Clients can earn daily bonuses and increase their income if they refer further customers to WageCan.

Card shipping Monthly fee Domestic ATM withdrawals International cash withdrawals Foreign transaction fee
0.05 to 0.08 BTC 1 USD 2.50 USD 3.50 USD 3%


  1. Spectrocoin

  • Card Type: Visa
  • Supported Currency: USD, EUR and GBP
  • Mobile App: Yes
  • Anonymous: Yes
  • Physical: Yes
  • Virtual: Yes
  • Advantages: supported all over the world; mobile app is available for iOS, Android and Windows
  • Disadvantages: scam reports and complaints

It is a UK-based company launched in 2013 with a headquarter in Landsdowne Row, London. Spectrocoin provides bitcoin wallet, exchange services, a BTC debit card, and a solution for merchants accepting digital coins in their daily business activities.

The bitcoin ATM card is funded instantly with coins, so you do not need to exchange the cryptocurrency in advance of payment. The VISA and plastic cards can be used at any ATM around the world, the denominated base currencies are USD, EUR and GBP. Both the plastic and the virtual cards are accepted at the more than 20 million sites and online shops across the internet. They also provide an option for business owners to switch to bitcoin payment for operations. Spectrocoin offers company cards as a solution for those who are one step ahead in the digital world.

The card is shipped to any country in the world and available for US citizens as well. Standard shipping is free and takes 3-4 weeks. But express delivery is also possible for extra fee.

Verified users can load their Spectrocoin card with maximum 10000 USD at once. Spectrocoin allows max 2 ATM transactions per day, in a total amount of 2000 USD.

Plastic card fee Virtual card fee Domestic currency withdrawal International currency withdrawal POS load fee
$9.00/ EUR8.00/


$0.50/ EUR0.50/


2.5 USD 3.5 USD 1.99%.


  1. Bitpay

  • Card Type: Visa
  • Supported Currency:
  • Mobile App:
  • Anonymous: No
  • Physical: Yes
  • Virtual: Yes
  • Advantages: Secure wallet; prepaid Visa;
  • Disadvantages: US residents only; doesn’t have chip and pin; Verification with home address and SSN is required.

Bitpay is a well-known company that provides payment solutions for businesses and individuals. It allows you to get a prepaid Visa card that is loaded through your Bitpay account. The BitPay Prepaid Visa® Card is available to residents in all 50 US states. You must have a home address (no PO boxes), government-issued ID, and Social Security number to apply. The card costs a flat fee of $9.95 and takes about 7 days to arrive in the mail. When traveling outside of the United States of America you will pay a fee of 3% to cover the cost of currency conversion. There is a $2.00 fee for ATM or cash-back withdrawals inside the US and a $3.00 fee for any ATM or cash-back withdrawals outside of the country.

Card fee Domestic ATM withdrawals International ATM Withdrawals International conversion fee  Monthly Maintenance fee 
$9.95 $2 $3 3% $5


  1. Advanced Cash (AdvCash)

  • Card Type: Visa
  • Supported Currency: USD, EUR, GBP and RUB
  • Mobile App: No
  • Anonymous: Yes
  • Physical: Yes
  • Virtual: Yes
  • Advantages: has its own wallet; easy depositing; supports various e-currencies; No monthly fee; free internal transfers.
  • Disadvantages: no apps; only for EU residents

Advanced Cash – or in short AdvCash – offers fast and affordable solution for anyone who would like to spend money online in an easy and quick way. The offshore payment provider company has bulk payment options available as payroll solutions for online businesses that is connected to the AdvCash account.

The company is located in the Central-American Belize and has been launched in 2014. AdvCash is owned by Wave Crest Holdings Limited, a payment provider incorporated in Gibraltar.

AdvCash issues bitcoin debit cards for unverified users. There are some limitations using the AdvCash account without verification. Non-verified account owners are not able to fund the account with bank transfers and only able to withdraw 500 USD daily, 2500 USD a monthly. The total top up amount is 2500 USD per month, however there is limitation on spending the funds online is the same as for the verified users.

The limits for verified users are higher, although not too much higher. Maximum 3000 USD can be transferred to the AdvCash account at once and the same amount is the daily limit for ATM withdrawals. Users can spend up to 10000 USD daily online and at the POS terminals of merchants accepting VISA or Mastercard.

They do not charge any monthly or annual fee for using its services. The AdvCash card costs 4.99 USD if it is ordered right after registration. If the card is ordered later than seven days after registration, the price is 14.99 USD. So better decide to use it quickly! Pin is an additional 1 USD if requested with the card.

Physical card Virtual card Funding a card ATM Withdrawal  Currency exchange fee
 $/€ 4.99  $/€ 1 $/€ 0.99  $/€ 1.99 2.95%


Now it is your turn to make a choice and pick up the best Bitcoin debit card. However, it is not the easiest decision. I would recommend you doing your own research, reading a few blogs before ordering your first card. And hope that this review was helpful.